CA Privacy Notice At Collection

We collect Personal Information through multiple avenues, for example, information voluntarily provided when filling out an insurance application. The Personal Information We collect will vary based upon our relationship and interactions with that California resident.

We collect the following categories of Personal Information:

• (1) Personal Identifiers – this includes identifiers such as a real name, alias, postal address, Internet Protocol address, social security number, driver’s license number, or another similar personal identifier.
• (2) Personal Information – including, but not limited to, contact details, financial information, medical information, insurance information, employment information, or any other information which you might provide to Us. Personal Information does not include publicly available information that is lawfully made available to the general public from federal, state, or local government records.
• (3) Characteristics of Protected Classes – characteristics of classifications (such as classes or groups) which are protected under federal or California state law, for example, sex, disability, citizenship, primary language, etc.
• (4) Commercial Information – including purchase information, products or services obtained, or considered, or other purchasing or consuming histories or tendencies.
• (5) Internet or Other Online Information – including, but not limited to, browsing history, search history, or other information regarding your interactions with Our Website.
• (6) Geolocation Data – such as device location.
• (7) Audio or Visual Information – including audio, electronic, visual, or similar information, such as video or audio calls.
• (8) Employment Information – Professional or employment-related information, such as work history and prior employer, information from background checks, resumes, etc.
• (9) Education Information – this includes information under the Family Educational Rights and Privacy Act, such as student records.
• (10) Inferences – this includes any information about a consumer which could be used to draw inferences about that person to create a profile about their, for example, characteristics and preferences.
• (11) Sensitive Personal Information – Sensitive Personal Information includes, but is not limited to:
  • Social Security number, driver’s license, state identification card, or passport number;
  • Account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account;
  • Precise Geolocation;
  • Racial or ethnic origin, religious or philosophical beliefs, citizenship, or immigration status;
  • The contents of mail, email, and text messages unless We are the intended recipient of the communication;
  • Information related to health;
  • Information related to sexual orientation.

The purposes for which We use your Personal Information will be dependent upon, among other things, our communications and relationship with a particular California resident. The chart below summarizes the purposes for which We collect Personal Information.

Purpose for Collection and Use	Examples
To present and administer Our products and services	To generate a quote or application for an insurance policy. To present and administer our Website and its contents to you. To provide you with information, products, or services that you request from Us or that We believe may be of interest to you.
Management of Employment and Human Resources	For management and operation of facilities, employees, and infrastructure. To provide resources to employees. Ensuring compliance with minimum employment age requirements.
Oversight of standard operating procedures, for example, compliance with risk and legal requirements	Compliance with policies, procedures, as well as contractual and legal requirements. To help Us prevent fraud, money laundering, or other crimes by verifying what We know about you.
For the management, development, and improvement of Our Website and business	To monitor Website usage and traffic levels. Improvements upon Our Website user experience, or other Asteya services. For Our business purposes, including the issuance and processing of insurance policies. For purposes of quality assurance. To ensure facility security, including Website security. For purposes of sales optimization.
Our use of Sensitive Personal Information	To perform services for our business. To provide goods or services as requested by individuals. To ensure security and integrity. To process and fulfill orders. For maintenance of accounts. To provide customer services. To verify customer information. Activities relating to quality or safety control, as well as product improvement.

We will keep Personal Information no longer than We must to fulfill the Purposes for Which We Use Personal Information. We destroy Personal Information after we no longer need it according to the specific retention period. However, Asteya may hold Personal Information for longer than the retention periods to comply with regulatory requirements, audits, investigations, or other legal matters. Our third-party service providers are also held to these requirements.

Follow this link to view Asteya’s full Privacy Policy for California Residents, in compliance with the California Consumer Privacy Act, as amended by the California Privacy Rights Act.

We may change or update this Notice periodically. When We do, we will post the revised Notice on this webpage, indicating when the Notice was “Last Updated.”

This Notice is provided by Asteya and its subsidiaries that either: (1) act as a business within the meaning of the CCPA, or (2) are controlled by Asteya and use the Asteya name.